Yes! Using your Roarbank card responsibly and paying your bills on time helps you build and improve your credit score over time

Roarbank offers a competitive interest rate of 39.6% per annum (3.3% monthly) on the credit limit after the interest-free period ends

With Roarbank, your transactions are first covered by the balance in your Savings Account. Once those funds are used, you can continue spending up to your approved credit limit. However, you cannot exceed the combined total of your savings balance and credit limit. If a transaction exceeds this amount, it will be declined, and you’ll be notified. To stay in control of your spending, we recommend using the Roarbank app to track your available funds

As a Roarbank customer, you can receive a credit limit of up to ₹1,50,000. Your exact eligible limit will be shown to you during the application process. Over time, you may also become eligible for credit limit upgrades, which you can accept directly in the app

Roarbank automatically reviews your account periodically to assess eligibility for a credit limit increase based on your payment history and credit usage. If you're eligible, you’ll receive a notification, and the limit will be increased once you provide your consent

The interest-free period for using your credit limit is up to 62 days, including a 3-day grace period as stipulated under RBI guidelines. To qualify for this, you must fully repay the total amount due as per your full statement by the last day of the month in which the full statement is generated. Let’s say you haven’t used your card before, and you make a purchase of ₹1,00,000 on August 1st. If you repay ₹1,00,000 by September 27, you will not be charged any interest

The MAD is typically 5% of your total amount due, not less than ₹500 and not more than your total amount due

The payment due date for the minimum amount due is three days before the end of month in which the statement is generated. You can also check the same in your full statement. 
For example, if a statement is generated on 1st June (for the billing period of 1st May – 31st May), Payment Due Date is on 27th June