Lifetime free credit card, no credit history needed, no hidden fees
Apply for a credit card. Download Roarbank app
Roarbank credit card features
Your money. Your credit. Your way. All in one place
The only card you need
Savings account, credit card and UPI payment all in a single card. One card, total control
RuPay credit card with UPI
Link your card details to any third-party UPI app and pay using your credit card. You can scan QR codes, shop online, or pay in-store using UPI
Instant credit limit
Get a credit limit up to ₹1.5 lacs instantly. Plus, enjoy up to 62 days including 3 days grace period of interest-free spending
Free credit card
A lifetime free credit card with zero joining fees, zero annual fees, and zero hidden charges. Seriously
Stylish black credit card
A sleek black card that looks as sharp as it works. Designed to stand out without saying a word
Virtual credit card
Your card is ready to use instantly in the app. Shop online or link it to Google Pay for secure, tap-and-go payments
Credit card with cashback
Cashback that feels like cash because it actually is
Earn cashback on your credit card
Get up to 20% cashback on selected category every month. Categories change monthly so there’s always something new
Real cashback
No confusing points or tricky redemptions, just real cash
How to get Roarbank credit card?
Applying for a Roarbank credit card is quick, simple, and fully digital. Everything happens inside the app
Download the Roarbank app
Go to the Play Store or App Store and install the Roarbank app on your phone
Add your details
Enter your PAN and income information
Complete the KYC and order your card
Once approved, complete the KYC in the app and order your lifetime free credit card. We'll deliver it to your doorstep
Sign up and verify your identity
Create your account using your mobile number
Get your credit limit
Based on your profile, we’ll instantly assign a credit limit of up to ₹1.5 lacs
Activate and start spending
While you're waiting for your plastic card you can start spending using your virtual card. After you receive your card, just activate it in your app
FAQ 🧐
How to link a credit card to UPI?
If you have a RuPay credit card, you can link it to UPI through apps like PhonePe, Google Pay, or Paytm. Go to the app’s payment settings, choose “Add Credit Card,” and follow the steps
How to transfer money from credit card?
Direct transfers to bank accounts are not supported. However, you can use your Roarbank card for merchant payments through UPI where credit card via UPI is accepted
How to get cashback on credit card bill payment?
Cashback is earned when you spend using your card, not for paying the bill itself. Your cashback is added to your card balance and reduces your next bill
What is the interest-free period on the Roarbank card?
You can enjoy up to 62 days including 3 days grace period without interest, depending on your billing date and payment timing
Can I use this credit card internationally?
Yes, Roarbank credit cards can be used both in India and abroad, anywhere major card networks are accepted
What happens if I miss a payment?
If you miss your due date, late fees and interest may apply. We send reminders, and it’s best to pay on time to keep your credit healthy
Apply for a credit card now. Get started on the Roarbank app 🖤
