Enjoy now, pay later, stress free. Split any eligible transaction into small monthly payments in seconds using the Roarbank app. No hassle. No delays. Just easy EMIs
Get EMIs for your purchases. Download Roarbank!
Roarbank EMI Benefits
Flexible EMIs
Choose a plan that fits your vibe. From 2 to 12 months, you're free to stretch your payments just the way you like
You're in control
Set up and manage your EMIs straight from the app. No approvals. No branch visits. Just pure self-serve bliss
Low interest. Simple as that
Only 1.0% monthly interest. Bought something for ₹1,00,000? That's ₹1,000 a month as your interest. No hidden nonsense
Post-purchase EMI
Changed your mind after tapping "Pay"? Convert eligible purchases into EMIs later, right from your app. Regret-proof spending, unlocked
Set it up
in seconds.
Really 🧨
How to set up EMI for any purchase
Want to split a recent spend into EMIs? Here's how you do it, straight from your app. No calls. No complications
Open the Roarbank app and select a transaction above ₹2,000 from your statement or the "EMI" section
Choose a repayment plan from 2 to 12 months
Confirm the plan. The amount becomes an EMI with a fixed 1.0% monthly interest on the total amount
Tap it. Split it. Sorted
What you need for Roarbank EMI
Getting started is super simple
All you need is:
01
A Roarbank account with your active 2-in-1 card
02
A purchase of ₹2,000 or more that qualifies for EMI
03
Enough available credit limit to cover the transaction. It's important to ensure your card has sufficient limit for the EMI to go through
If you've got these, you're ready to roll 😉
FAQ 🧐
What's the minimum spend to convert into EMI?
₹2,000 is the minimum amount required
How does the EMI interest work?
A flat 1% monthly interest applies to the total transaction amount. There are no hidden charges
Can I choose the EMI term?
Yes, you can choose between 2 and 12 months, depending on your budget and preference
Can I repay my EMI early?
Yes, you can make full early repayment of EMI anytime through the app. A 2% EMI foreclosure fee will be applied on the remaining principal debt
Can I make a partial early repayment?
No, only full early repayment is allowed, or you can continue with the scheduled repayments
